Reader’s Question: I’m afraid that life insurance that has no physical exam has its catch. What do I need to know about it before I go and buy my life insurance here in Colorado? Magen Denver, CO Even though there are life insurance providers that give life insurance no physical exam, there are exceptions included [...]

Reader’s Question: Although I’ve been wanting to get life insurance here in Longmont Colorado for the longest time, I’m afraid to talk to life insurance agents because I’ve heard so many horror stories about how people get forced into buying a life insurance policy they don’t really need. Can you give me an idea on [...]

Reader’s Question: There are a lot of instant life insurance companies here in Denver Colorado CO. I was wondering if you can give me the criteria that I should look for when it comes to selecting the instant life insurance for me. Francis Denver, CO Making sure that the life insurance company is licensed in [...]

Reader’s Question: My wife just had our first baby here in Colorado and this got me thinking about our future, but I have no idea what life insurance policies are available! Can you help? Dean Fort Collins, CO Congratulations on the baby! And it is also good to know that you immediately recognized the need [...]

Reader’s Question: There are many life insurance companies in Colorado CO. I don’t know which one to get life insurance from. I hope you can help me decide. Jenna Longmont, CO Yes, Jenna, there are a multitude of insurance companies everywhere, and this is true for Colorado as well. But while I can give you [...]

Reader’s Question: My husband wants to get our 10-year old daughter a life insurance policy. Is a life insurance policy for a kid necessary? Sidney Denver, CO This is a good question. Unless your 10-year old daughter is the bread-winner of the family, there really isn’t any compelling reason for you (or your husband for [...]

Reader’s Question: Does smoking really have that big of an impact should I decide to get a life insurance policy here in Colorado? Jake Lakewood, CO Yes, smoking habits does have a really big impact in how much you spend for life insurance. Though the actual figures will still depend on the kind of policy [...]

Reader’s Question: I just got a job here in Colorado, should I get a whole life insurance? Victor Boulder, CO That’s a good question, Victor. It’s a wise move to get a whole life insurance especially because this is the type of insurance that gives you coverage for the rest of your life. On the [...]

Reader’s Question: I heard one can acquire a life insurance without going through all the medical questionnaires and examination. A friend of mine told me that getting a guaranteed issue life insurance is hassle-free, but can you tell me what’s the catch behind companies offering this kind of life insurance? Harold Aurora, CO   It [...]

Reader’s Question: My friends have Colorado life insurance and they are insisting that I should get one. I’m still undecided whether I should purchase one or not since I am still clueless about this (and I think I’m still young to get one). Can you tell me basic information about life insurance? Lea Colorado Springs, [...]