Reader’s Question:

Hello! I’m a senior citizen (sixty seven years old) and my life insurance’s term is about to expire this year. The thing is, I don’t want to renew my insurance policy with my current insurance company because of inadequate service. I’d like to try it out with other insurance companies, but I’m perplexed that I might not be covered because of my age. I was wondering if there’s any way for me to get myself insured here in Arvada, CO.

Max

Arvada, CO

Hi, Max!

It seems like it’s not an ordinary life insurance policy that you need – but a combination. You need a senior life insurance and a no exam life insurance at the same time. I think what you need to do is to get a guaranteed life insurance plan through no exam life insurance. This means that you can easily qualify for coverage regardless of age or pre – existing medical condition. This means that you can get great coverage for you and your dependents easily.

Traditionally, normal life insurance companies usually disapprove or decline your application due to certain things, like age, pre – existing conditions, or denial or application in the past. However, with no exam life insurance policies, your insurance history, your age or your medical condition does not matter! This allows you to get the insurance coverage that you need now!

You can start looking for companies that offer this kind of insurance online. Just type in your zip code on the given space in the webpage and start comparing quotes from the list of insurers in Colorado that will pop up.