Reader’s Question: I’m afraid that life insurance that has no physical exam has its catch. What do I need to know about it before I go and buy my life insurance here in Colorado? Magen Denver, CO Even though there are life insurance providers that give life insurance no physical exam, there are exceptions included [...]

Reader’s Question: Although I’ve been wanting to get life insurance here in Longmont Colorado for the longest time, I’m afraid to talk to life insurance agents because I’ve heard so many horror stories about how people get forced into buying a life insurance policy they don’t really need. Can you give me an idea on [...]

Reader’s Question: My wife just had our first baby here in Colorado and this got me thinking about our future, but I have no idea what life insurance policies are available! Can you help? Dean Fort Collins, CO Congratulations on the baby! And it is also good to know that you immediately recognized the need [...]

Reader’s Question: There are many life insurance companies in Colorado CO. I don’t know which one to get life insurance from. I hope you can help me decide. Jenna Longmont, CO Yes, Jenna, there are a multitude of insurance companies everywhere, and this is true for Colorado as well. But while I can give you [...]

Reader’s Question: Does smoking really have that big of an impact should I decide to get a life insurance policy here in Colorado? Jake Lakewood, CO Yes, smoking habits does have a really big impact in how much you spend for life insurance. Though the actual figures will still depend on the kind of policy [...]

Reader’s Question: I just got a job here in Colorado, should I get a whole life insurance? Victor Boulder, CO That’s a good question, Victor. It’s a wise move to get a whole life insurance especially because this is the type of insurance that gives you coverage for the rest of your life. On the [...]

Reader’s Question: My friends have Colorado life insurance and they are insisting that I should get one. I’m still undecided whether I should purchase one or not since I am still clueless about this (and I think I’m still young to get one). Can you tell me basic information about life insurance? Lea Colorado Springs, [...]

Readers Question: I want to buy a life insurance policy to cover me – for the future of my family, just in case – what tips can you share to someone like me who has no experience purchasing life insurance here in Colorado? Thanks! Ronwald Denver, CO Good question. Life insurance coverage is one of [...]

Reader’s Question: Do you think it would be a good idea to get my children a life insurance policy here in Colorado as early as now? Hudson Boulder, CO Very interesting question. For the longest time life insurance experts (both real and self-proclaimed) have been giving mixed messages with regards to acquiring life insurance policies [...]

Reader’s Question: How will I benefit from dividends from life insurance? Harry Lakewood, CO Dividends from a life insurance policy are earned by permanent participating life insurance policy like the whole life insurance policy. If you are a policy holder of a participating whole life insurance policy, you will be paid with dividends if the [...]